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Funds for all seasons, and funds for none


The first group of funds, below, were 3-ALARM in March 2000, and are still 3-ALARM today. The second group of funds were NO-ALARM in March 2000, and are still NO-ALARM today. Each fund's benchmark is shown in the second column. Funds that experienced a change in benchmark between March 2000 and March 2005 are not shown. Funds are listed alphabetically within each group.

3-ALARM (March 2000 and March 2005)
AIM Total Return Inv (FSFLX) Vang Bal Idx
American Heritage (AHERX) Schwab Intl Idx
Atlas Balanced A (ATBAX) Vang Bal Idx
AXP Stock A (INSTX) Vang 500 Idx
Barclays Global Inv S&P 500 (WFSPX) Vang 500 Idx
BlackRock Index Equity Inv A (CIEAX) Vang 500 Idx
BlackRock Index Equity Svc (PNESX) Vang 500 Idx
Calvert Social Inv Bal A (CSIFX) Vang Bal Idx
Calvert World Value Intl Eq A (CWVGX) Schwab Intl Idx
Columbia Asset Alloc T (GAAAX) Vang Bal Idx
Columbia Balanced Z (CBALX) Vang Bal Idx
Columbia Large Co Index Z (ILCIX) Vang 500 Idx
Columbia Liberty A (COLFX) Vang Bal Idx
Columbia Liberty B (CCFBX) Vang Bal Idx
Commerce Growth Instl (CFGRX) Vang 500 Idx
Delaware Balanced A (DELFX) Vang Bal Idx
Dreyfus Basic S&P 500 Stock (DSPIX) Vang 500 Idx
Dreyfus Disc Stock (DDSTX) Vang 500 Idx
Dreyfus Founders Balanced F (FRINX) Vang Bal Idx
Dreyfus Premier Large Co Stock A (DRDEX) Vang 500 Idx
Dreyfus Premier Large Co Stock R (DEIRX) Vang 500 Idx
Dreyfus S&P 500 Index (PEOPX) Vang 500 Idx
Evergreen A (EVRAX) Vang 500 Idx
Evergreen B (EVRBX) Vang 500 Idx
Evergreen Balanced B (EKBBX) Vang Bal Idx
Evergreen Foundation A (EFOAX) Vang Bal Idx
Evergreen Foundation B (EFOBX) Vang Bal Idx
Evergreen Foundation I (EFONX) Vang Bal Idx
Evergreen I (EVGRX) Vang 500 Idx
Federated Max-Cap Index Instl (FISPX) Vang 500 Idx
Federated Max-Cap Index Instl Svc (FMXSX) Vang 500 Idx
Federated Mid-Cap Index (FMDCX) Dreyf MidCap Idx
Federated Mini-Cap Index Instl (FMCPX) Vang Sml Cap Idx
Fidelity Adv Balanced T (FAIGX) Vang Bal Idx
Fidelity Adv Growth Oppty T (FAGOX) Vang 500 Idx
Fidelity Destiny I (FDESX) Vang 500 Idx
Fidelity Spartan 500 Index (FSMKX) Vang 500 Idx
Fifth Third Equity Index Instl (KNIEX) Vang 500 Idx
Fifth Third Large Cap Oppty A (FSPIX) Vang 500 Idx
Fifth Third Mid Cap Growth A (FSMCX) Dreyf MidCap Idx
First American Equity Index B (FAEQX) Vang 500 Idx
First American Equity Index Y (FEIIX) Vang 500 Idx
First American Large Cap Growth Opptys A (FRGWX) Vang 500 Idx
Franklin Global Commun A (FRGUX) Specialty-Commun
Gabelli Mathers (MATRX) Vang Bal Idx
GAM American Focus A (GNAAX) Vang 500 Idx
GAM International A (GAMNX) Schwab Intl Idx
Gartmore Growth D (MUIGX) Vang 500 Idx
Hancock Core Equity A (JHDCX) Vang 500 Idx
Hancock International A (FINAX) Schwab Intl Idx
Hancock Large Cap Growth A (JHNGX) Vang 500 Idx
Hancock Large Cap Growth B (JHGBX) Vang 500 Idx
Harris Growth and Inc B (NEGBX) Vang 500 Idx
HighMark Balanced Fid (HMBAX) Vang Bal Idx
HighMark Balanced Ret A (HMBRX) Vang Bal Idx
ING Equity & Bond C (NABCX) Vang Bal Idx
Ivy International A (IVINX) Schwab Intl Idx
Ivy International B (IVIBX) Schwab Intl Idx
JennisonDryden Stock Index Z (PSIFX) Vang 500 Idx
Marshall Large-Cap Growth & Inc Inv (MASTX) Vang 500 Idx
MassMutual Premier Balanced S (MBLDX) Vang Bal Idx
McMorgan Equity Inv (MCMEX) Vang 500 Idx
Merrill Balanced Cap B (MBCPX) Vang Bal Idx
Merrill Balanced Cap C (MCCPX) Vang Bal Idx
Munder Index 500 A (MUXAX) Vang 500 Idx
Munder Real Estate Equity B (MURBX) Specialty-RealEst
Munder Small Company Growth K (MULKX) Vang Sml Cap Idx
Munder Small Company Growth Y (MULYX) Vang Sml Cap Idx
Nations Asset Alloc Inv A (PHAAX) Vang Bal Idx
Nicholas Limited Edition (NCLEX) Vang Sml Cap Idx
Northern Instl Equity Index A (BEIAX) Vang 500 Idx
Northern Instl Small Co Index A (BSCAX) Vang Sml Cap Idx
One Group Balanced B (OGABX) Vang Bal Idx
One Group Equity Index A (OGEAX) Vang 500 Idx
One Group Equity Index B (OGEIX) Vang 500 Idx
Oppenheimer Main St B (OMSBX) Vang 500 Idx
Oppenheimer Main St C (MIGCX) Vang 500 Idx
Pioneer Balanced A (MOMIX) Vang Bal Idx
Pioneer Growth A (MOMGX) Vang 500 Idx
Pioneer Papp Stock A (LRPSX) Vang 500 Idx
Pioneer Papp Strategic Growth A (PAAFX) Vang 500 Idx
Principal Balanced B (PBABX) Vang Bal Idx
Principal Growth A (PRGWX) Vang 500 Idx
Principal Growth B (PRGBX) Vang 500 Idx
Principal Partners Blue Chip A (PBLCX) Vang 500 Idx
Principal Partners Blue Chip B (PBLBX) Vang 500 Idx
Putnam Util Growth & Inc B (PUTBX) Specialty-Utils
Rydex Precious Metals Inv (RYPMX) Specialty-Metals
SB Growth & Inc 1 (CGINX) Vang 500 Idx
SB Growth & Inc B (GRIBX) Vang 500 Idx
Schwab Small Cap Index Inv (SWSMX) Vang Sml Cap Idx
Scudder Equity 500 Index Inv (BTIEX) Vang 500 Idx
Scudder Total Return A (KTRAX) Vang Bal Idx
Scudder Total Return B (KTRBX) Vang Bal Idx
Security Equity A (SECEX) Vang 500 Idx
Security Equity B (SEQBX) Vang 500 Idx
SEI Index S&P 500 Index E (TRQIX) Vang 500 Idx
Seligman Intl Growth D (SHIDX) Schwab Intl Idx
SSgA Disciplined Equity (SSMTX) Vang 500 Idx
T. Rowe Price Equity Index 500 (PREIX) Vang 500 Idx
T. Rowe Price New America Gr (PRWAX) Vang 500 Idx
U.S. Global Inv All Amer Eq (GBTFX) Vang 500 Idx
Van Kampen Pace A (ACPAX) Vang 500 Idx
Victory Balanced A (SBALX) Vang Bal Idx
Victory Stock Index (SSTIX) Vang 500 Idx
Wells Fargo Equity Index A (SFCSX) Vang 500 Idx
Wells Fargo Index I (NVINX) Vang 500 Idx
Wells Fargo Outlook 2010 A (STNRX) Vang Bal Idx
Wells Fargo Outlook 2020 A (STTRX) Vang Bal Idx
Wells Fargo SIFE Financial Svcs A (SIFEX) Specialty-Financial
William Blair Growth N (WBGSX) Vang 500 Idx
WPG Large Cap Growth (WPGFX) Vang 500 Idx


NO-ALARM (March 2000 and March 2005)
AIM Energy Inv (FSTEX) Specialty-NatRes
AIM Leisure Inv (FLISX) Vang 500 Idx
Alliance Bernstein Worldwide Priv A (AWPAX) Schwab Intl Idx
Alliance Bernstein Worldwide Priv B (AWPBX) Schwab Intl Idx
AllianceBernstein Utility A (AUIAX) Specialty-Utils
Amana Growth (AMAGX) Vang 500 Idx
American Funds EuroPacific A (AEPGX) Schwab Intl Idx
American Funds Growth Fund A (AGTHX) Vang 500 Idx
Bridgeway Ultra-Small Co (BRUSX) Vang Sml Cap Idx
CGM Realty (CGMRX) Specialty-RealEst
Columbia Acorn International Z (ACINX) Schwab Intl Idx
Eaton Vance Utilities A (EVTMX) Specialty-Utils
Eaton Vance Utilities B (EMTMX) Specialty-Utils
Eaton Vance Utilities C (ECTMX) Specialty-Utils
Evergreen Global Opport A (EKGAX) Schwab Intl Idx
Evergreen Global Opport B (EKGBX) Schwab Intl Idx
Evergreen Global Opport C (EKGCX) Schwab Intl Idx
Evergreen Precious Metals B (EKWBX) Specialty-Metals
Excelsior Value & Restruct (UMBIX) Vang 500 Idx
Fidelity Contrafund (FCNTX) Vang 500 Idx
Fidelity Diversified Intl (FDIVX) Schwab Intl Idx
Fidelity Export & Multinational (FEXPX) Vang 500 Idx
Fidelity Real Estate Investment (FRESX) Specialty-RealEst
Fidelity Select Leisure (FDLSX) Vang 500 Idx
Fidelity Select Natural Gas (FSNGX) Specialty-NatRes
First Eagle Gold A (SGGDX) Specialty-Metals
Julius Baer Intl Eqty A (BJBIX) Schwab Intl Idx
McKee Intl Equity (MKIEX) Schwab Intl Idx
MFS Utilities A (MMUFX) Specialty-Utils
Neuberger Berman Intl Inv (NBISX) Schwab Intl Idx
Nicholas-Applegate Intl Grth Opp I (NAGPX) Schwab Intl Idx
Northern Instl Intl Growth A (BIGAX) Schwab Intl Idx
One Group Mid Cap Growth B (OGOBX) Vang 500 Idx
One Group Mid Cap Growth I (HLGEX) Vang 500 Idx
Oppenheimer Global Global Opportunities A (OPGIX) Schwab Intl Idx
Scudder Global Discovery S (SGSCX) Schwab Intl Idx
T. Rowe Price Intl Discovery (PRIDX) Schwab Intl Idx
Vanguard Growth & Income (VQNPX) Vang 500 Idx
Vanguard Instl Index (VINIX) Vang 500 Idx
Vanguard Precious Metals and Mining (VGPMX) Specialty-Metals
Vanguard Primecap (VPMCX) Vang 500 Idx